Dynamic

Adyen vs PayPal

The payment platform that actually unifies everything, so you can stop juggling 10 different providers meets the og of online payments: everyone uses it, but nobody loves the fees. Here's our take.

🧊Nice Pick

PayPal

The OG of online payments: everyone uses it, but nobody loves the fees.

Adyen

The payment platform that actually unifies everything, so you can stop juggling 10 different providers.

Pros

  • +Single API for online, in-app, and in-store payments
  • +Supports over 250 payment methods and 150 currencies globally
  • +Built-in fraud prevention and data analytics tools

Cons

  • -Pricing can be steep for smaller businesses
  • -Complex setup may require dedicated technical resources

PayPal

Nice Pick

The OG of online payments: everyone uses it, but nobody loves the fees.

Pros

  • +Near-universal acceptance for online transactions
  • +Built-in fraud protection and buyer/seller safeguards
  • +Easy integration with most e-commerce platforms

Cons

  • -Transaction fees can eat into profits, especially for small businesses
  • -Account freezes and disputes can be a nightmare to resolve

The Verdict

Use PayPal if: You want near-universal acceptance for online transactions and can live with transaction fees can eat into profits, especially for small businesses.

Use Adyen if: You prioritize single api for online, in-app, and in-store payments over what PayPal offers.

🧊
The Bottom Line
PayPal wins

The OG of online payments: everyone uses it, but nobody loves the fees.

Disagree with our pick? nice@nicepick.dev