PayPal vs Adyen

The OG of online payments: everyone uses it, but nobody loves the fees meets the payment platform that actually unifies everything, so you can stop juggling 10 different providers. Here's our take.

PayPal

Nice Pick

The OG of online payments: everyone uses it, but nobody loves the fees.

Pros

• Near-universal acceptance for online transactions
• Built-in fraud protection and buyer/seller safeguards
• Easy integration with most e-commerce platforms

Cons

• Transaction fees can eat into profits, especially for small businesses
• Account freezes and disputes can be a nightmare to resolve

Adyen

The payment platform that actually unifies everything, so you can stop juggling 10 different providers.

Pros

• Single API for online, in-app, and in-store payments
• Supports over 250 payment methods and 150 currencies globally
• Built-in fraud prevention and data analytics tools

Cons

• Pricing can be steep for smaller businesses
• Complex setup may require dedicated technical resources

The Verdict

Use PayPal if: You want near-universal acceptance for online transactions and can live with transaction fees can eat into profits, especially for small businesses.

Use Adyen if: You prioritize single api for online, in-app, and in-store payments over what PayPal offers.

The Bottom Line

PayPal wins

The OG of online payments: everyone uses it, but nobody loves the fees.