Stripe Billing vs Adyen

The billing API that actually makes you want to charge customers, not dread it meets the payment platform that actually unifies everything, so you can stop juggling 10 different providers. Here's our take.

Stripe Billing

Nice Pick

The billing API that actually makes you want to charge customers, not dread it.

Pros

• Handles complex subscription logic (metered billing, trials, prorations) with minimal code
• Seamless integration with Stripe Payments and other Stripe products
• Built-in invoicing, dunning management, and revenue recognition automation
• Developer-friendly API with clear documentation and predictable webhooks

Cons

• Pricing adds up quickly with transaction fees on top of Stripe Payments fees
• Lock-in effect: migrating away is painful once you're deep in Stripe's ecosystem

Adyen

The payment platform that actually unifies everything, so you can stop juggling 10 different providers.

Pros

• Single API for online, in-app, and in-store payments
• Supports over 250 payment methods and 150 currencies globally
• Built-in fraud prevention and data analytics tools

Cons

• Pricing can be steep for smaller businesses
• Complex setup may require dedicated technical resources

The Verdict

Use Stripe Billing if: You want handles complex subscription logic (metered billing, trials, prorations) with minimal code and can live with pricing adds up quickly with transaction fees on top of stripe payments fees.

Use Adyen if: You prioritize single api for online, in-app, and in-store payments over what Stripe Billing offers.

The Bottom Line

Stripe Billing wins

The billing API that actually makes you want to charge customers, not dread it.