Strong Customer Authentication vs Single Factor Authentication
Developers should learn SCA when building or maintaining payment systems, e-commerce platforms, or financial applications that handle transactions in the EU or similar regulated markets, as compliance is legally required to avoid penalties and ensure secure operations meets developers should learn about sfa to understand foundational security principles and implement basic access control in low-risk applications, such as internal tools or non-sensitive user accounts. Here's our take.
Strong Customer Authentication
Developers should learn SCA when building or maintaining payment systems, e-commerce platforms, or financial applications that handle transactions in the EU or similar regulated markets, as compliance is legally required to avoid penalties and ensure secure operations
Strong Customer Authentication
Nice PickDevelopers should learn SCA when building or maintaining payment systems, e-commerce platforms, or financial applications that handle transactions in the EU or similar regulated markets, as compliance is legally required to avoid penalties and ensure secure operations
Pros
- +It's crucial for implementing secure authentication flows, integrating with payment gateways like Stripe or Adyen that support SCA, and understanding regulatory impacts on user experience and system design
- +Related to: psd2, multi-factor-authentication
Cons
- -Specific tradeoffs depend on your use case
Single Factor Authentication
Developers should learn about SFA to understand foundational security principles and implement basic access control in low-risk applications, such as internal tools or non-sensitive user accounts
Pros
- +It is appropriate when security requirements are minimal, user convenience is prioritized, or as a stepping stone to more advanced authentication systems
- +Related to: multi-factor-authentication, password-hashing
Cons
- -Specific tradeoffs depend on your use case
The Verdict
Use Strong Customer Authentication if: You want it's crucial for implementing secure authentication flows, integrating with payment gateways like stripe or adyen that support sca, and understanding regulatory impacts on user experience and system design and can live with specific tradeoffs depend on your use case.
Use Single Factor Authentication if: You prioritize it is appropriate when security requirements are minimal, user convenience is prioritized, or as a stepping stone to more advanced authentication systems over what Strong Customer Authentication offers.
Developers should learn SCA when building or maintaining payment systems, e-commerce platforms, or financial applications that handle transactions in the EU or similar regulated markets, as compliance is legally required to avoid penalties and ensure secure operations
Disagree with our pick? nice@nicepick.dev