Manual Banking
Manual banking refers to traditional, non-automated banking processes where financial transactions and operations are handled manually by human staff without significant reliance on digital systems or automation. This includes tasks like processing paper checks, maintaining physical ledgers, and conducting in-person customer service. It represents the historical approach to banking before widespread computerization and digital transformation.
Developers should understand manual banking when working on legacy system migrations, digital transformation projects, or compliance systems that need to interface with older banking infrastructures. Knowledge of manual processes helps in designing automated solutions that accurately replicate or replace traditional workflows, such as in fintech applications that digitize check processing or automate ledger entries for small businesses transitioning from paper-based systems.