Online Payments
Online payments refer to the systems, platforms, and technologies that enable the secure transfer of funds over the internet for e-commerce, digital services, and other transactions. This includes payment gateways, processors, APIs, and compliance frameworks like PCI DSS that handle credit card processing, digital wallets, and alternative payment methods. It is a critical infrastructure component for businesses operating online, ensuring transactions are authorized, encrypted, and settled efficiently.
Developers should learn about online payments to build secure and compliant e-commerce applications, subscription services, or any platform requiring monetary transactions. Specific use cases include integrating payment APIs like Stripe or PayPal into websites or apps, implementing fraud detection, and ensuring adherence to regulations such as GDPR and PCI DSS for data protection. Mastery is essential for roles in fintech, retail tech, or any industry involving digital transactions to reduce risks and enhance user experience.