Stellar
Stellar is an open-source, decentralized blockchain platform designed for fast and low-cost cross-border payments and asset transfers. It enables the creation, issuance, and trading of digital assets, including cryptocurrencies and tokenized real-world assets, through its native consensus protocol called the Stellar Consensus Protocol (SCP). The platform aims to connect financial institutions, payment systems, and individuals globally, facilitating efficient and affordable financial transactions.
Developers should learn Stellar when building applications for cross-border payments, remittances, or tokenization of assets, as it offers high transaction throughput (up to 1,000-5,000 TPS) and low fees (fractions of a cent). It is particularly useful for fintech projects, decentralized finance (DeFi) platforms, and interoperability solutions between different financial networks, leveraging its built-in decentralized exchange (DEX) and support for multiple currencies.