Wise API
The Wise API (formerly TransferWise API) is a set of programmable interfaces that allow developers to integrate international money transfer, multi-currency account management, and payment services into their applications. It provides endpoints for creating transfers, managing balances, fetching exchange rates, and handling payouts programmatically. This enables businesses to automate cross-border financial operations and embed Wise's infrastructure directly into their platforms.
Developers should use the Wise API when building applications that require international payments, multi-currency wallets, or automated financial workflows, such as e-commerce platforms, fintech apps, or business expense management tools. It's particularly valuable for scenarios needing real-time exchange rates, low-cost transfers, or compliance with global financial regulations, offering a scalable alternative to building custom payment systems from scratch.